Mass Health Insurance
Health Care Programs: General
Health Care 2014 New
Many Massachusetts health care programs will change in 2014 when the Affordable Care Act goes into effect. A MassHealth expansion will allow new categories of residents to qualify for MassHealth Standard or CarePlus coverage. Commonwealth Care will end. Many residents will qualify for government tax credits and subsidies to help pay for Qualified Health Plans purchased through the Health Connector.
MassHealth us a public health insurance program for residents of Massachusetts. To get MassHealth, you must meet general and financial eligibility requirements. UCheck to see if you might qualify for benefits on www.massresources.org/health-care.
Commonwealth Care is a state-funded insurance program for uninsured low and moderate-income Massachusetts residents who don't qualify for MassHealth. Eligible residents may choose from several health plans offered by private health insurance companies. Monthly fees are bases on income. Coverage is free for very low income residents.
Health Safety Net (Free Care)
The Health Safety Net is a program for Massachusetts residents who are not eligible for health insurance or cannot afford to buy it. Low income residents who qualify for the Safety Net can get medically necessary health services at community health centers and hospitals in Massachusetts at no charge or at a reduced charge. The Safety Net also helps families with medical hardships who do not have enough income to pay their medical bills.
Commonwealth Choice is a health insurance program for uninsured adult Massachusetts residents whose incomes are too high for Commonwealth Care. The program offers "good value" private health insurance that meets the requirements of the state's mandatory health insurance law. members must pay monthly premiums and other cost-sharing fees.
Children's Medical Security
The Children's Medical Security Plan (CMSP) is a basic health insurance program for Massachusetts children and teens under the age of 19 years who are not eligible for MassHealth. Primary and preventive medical and dental care services are included. Eligibility does not depend on immigration status or income.
Medicare is a national health insurance program for people who are 65 or older, certain people under 65 with disabilities, and people with permanent kidney failure. Medicare is a basic protection, and does not cover all medical expenses or most lon-term care. Medicare is not a needs-based program.
Useful web links: